Mitra Ghanbarzadeh

Personal Details

E-mail: ghanbarzadeh@irc.ac.ir; ghanbarzadeh.mitra@gmail.com
Address: 43, West Sarv Ave., Kaj Sq., Saadat Abad, Tehran, Iran
Phone: +00982122083895; +989125904115

Education     

2003-2007
Mazandaran University
Babolsar, Iran    Bachelor of Science on Statistics    Project Title: Estimation of extreme value distribution parameters in type II censored data
2007-2009
Amirkabir University Of Technology
Tehran, Iran    Master of Science on Mathematical Statistics    Project Title: Comparison of stable distributions with their Skewed distributions
2009-2015
Amirkabir University Of Technology
Tehran, Iran    PhD of Statistics    Project Title: Using wavelet analysis in nonstationary processes and periodically correlated processes

Work Experience  
August 2018 - Present    Assistant Professor
Insurance Research Center, Tehran, Iran
September 2019 - Present    Head of Personal Insurance Department
Insurance Research Center, Tehran, Iran
February 2021 - April 2022    Responsibility of the Committee for the Iran's Life Insurance Development Studies
Insurance Research Center, Tehran, Iran
December 2020- December 2021    Scientific Secretary of the 28th National Insurance and Development Conference of Iran
Insurance Research Center, Tehran, Iran
2014 - Present    Teacher of University
Amirkabir University Of Technology, Shahid Beheshti University, Alzahra University, Kashan University, Iran
2020-Present    Supervisor/Advisor of  M.S and PhD Students
Iran
September 2019 - Present    Member of Research Council
Insurance Research Center, Tehran, Iran
2022-Present    Member of Takaful Committee
Insurance Research Center, Tehran, Iran

Field of Specialized Studies

Life and Health insurance, Time series and stochastic processes, Statistical analysis, Non-parametric analysis and wavelet analysis, Actuarial science, Data mining and machine learning, Wearable tools in health status assessment, Takaful

Software Skills

R, Matlab, SPSS, Lisrel, Minitab, …

Proficiency

Actuarial Computation of Life Insurance
Machine Learning Application in Insurance
Time Series Analysis
Wavelet Analysis
Actuarial Computation of Takaful
Measuring and Analyzing Policyholders
Risk Classification

Research Papers
    Cross-Sectional Estimation of Loss Reserve for Cargo Insurance Market: The Case of Cargo Insurance in Iran
P. Ghonji, Gh. Mahdavi, M. Ghanbarzadeh
Journal of Mathematics and Modeling in Finance, 2024
    Determining the characteristics and levels of supplementary health insurance and estimating consumers' willingness to pay
N. Hozarmoghadam, M. Ghanbarzadeh, M. Bazyar, M. Abbasi
Iranian Journal of Insurance Research, 2024, 13 (3) (In Persian)
    Pricing Risk Contribution of General Takaful by Spatial Generalized Linear Mixed Models on the Level of Tariff Cells
R. Hajipour Farsangi, Gh. Mahdavi, M. Jafari Khaledi, M. Büyükyazıcı, M. Ghanbarzadeh
International Journal of Islamic and Middle Eastern Finance and Management, 2024
    Application of Long Tail Theory in Digital Bookstores
Sara Ferdowsizadeh, A. Noruzi, M. Ghanbarzadeh, K. Zadnajaf
Library and Information Sciences Journal, 2024 (In Persian)
    Evaluation of ‎E‎conomic Variables on Pension Fund Performance of Selected Countries
M. Ghanbarzadeh, N. Hozarmoghadam, A. Hamzeh
Journal of Mathematics and Modeling in Finance, 2024
    Measuring the acceptance rate of Usage-Based Insurance (UBI) based on statistical methods (case study: Saman Insurance Company)
A. Hamzeh, M. Ghanbarzadeh
Journal of Mathematics and Modeling in Finance, 2024
    Investigating the level of satisfaction of policyholders with supplementary insurance health in Iran
A. Hamzeh, N. Hozarmoghadam, M. Ghanbarzadeh
BMC Health Services Research Journal, 2023
    Analysis of Demand for Takaful Insurance: A Case Study in Iran
A. Hamzeh, M. Ghanbarzadeh
Journal of Islamic Accounting and Business Research, 2023
    Pathology of group health insurance pricing in the Iran's insurance industry
M. Ghanbarzadeh, A. Hamzeh, N. Hozarmoghadam
Journal of Strategic Management Studies, 2023 (In Persian)
    Evaluating the level of insurance policyholders' satisfaction with payment of loss in supplementary health insurance
A. Kohansal, M. Ghanbarzadeh
Journal of Strategic Management Studies, 2023 (In Persian)
    Identification and ranking factors affecting audit quality in the view of related groups in Iran using confirmatory factor analysis
N. Hakamipour, M. Ghanbarzadeh
Iranian Management Accounting Association Journal, 2023
    Identifying the actions and requirements needed for digital transformation in the life insurance
M. Ghanbarzadeh, R. Fathi
Journal of Investment Knowledge, 2022, 56 (In Persian)
    Investigating the churn of life insurance customers using data mining methods (A Case Study: One of the Iran’s insurance companies)
H. Ghorbani, M. Ghanbarzadeh, R. Ofoghi
Iranian Journal of Insurance Research, 2022, 11 (4), 551-566 (In Persian)
    The effects of climate change risk on the insurance industry
A. Hamzeh, M. Ghanbarzadeh, N. Hozarmoghadam
Journal of Investment Knowledge, 2023, 12(46), 1-23 (In Persian)
    Consequences of sanctions on the insurance industry
A. Hamzeh, N. Hozarmoghadam, M. Ghanbarzadeh
Quarterly Journal of Fiscal and Economic Policies, 2022, 10 (38), 21-40 (In Persian)
    Investigating the effects of the coronavirus outbreak on life, health and travel insurance
N. Hozar Moghaddam, M. Ghanbarzadeh, A. Hamzeh, M. Ghafoor Boroujerdi
Iran J Health Insur, 3 (3), 148-61 (In Persian)
    Wearable technologies and internet of things in life and health insurance
M. Ghanbarzadeh, A. Hamzeh, N. Hozarmoghadam
Iranian Journal of Health Insurance, 2021, 4 (1), 2-13 (In Persian)
    A Novel Wavelet Artificial Neural Networks Method to Predict Non-stationary Time Series
M. Ghanbarzadeh, M. Aminghafari
Communications in statistics-theory and methods, 2020, 49(4)
    A new hybrid-multiscale SSA prediction of non-stationary time series
M. Ghanbarzadeh, M. Aminghafari
Fluctuation and Noise Letters, 2016, 15 (01), 1650005
    Prediction of periodically correlated processes by wavelet transform and multivariate methods with applications to climatological data
M. Ghanbarzadeh, M. Aminghafari
Theoretical and Applied Climatology, 2015, 120, 433-444
    A Wavelet Characterization of Continuous‐Time Periodically Correlated Processes with Application to Simulation
M. Ghanbarzadeh, M. Aminghafari
Journal of Time Series Analysis, 2016, 37 (6), 741-762
Submitted Papers:
    Asset-liability management for with-profit life insurance policies: A novel multi-stage stochastic programming model
F. Hooshmand Khaligh, M. Ghanbarzadeh
Submitted to Journal of Mathematics and Modeling in Finance, 2024
    Clustering of Countries based on Human Development Indices and Insurance Analysis of Clusters
M. Ghanbarzadeh, A. Hamzeh, N. Hozarmoghadam
Submitted to Indian Journal of Human Development, 2023
    Surrender Analysis of Life Insurance in Iran at Two Micro-Corporate and Macroeconomic Levels
M. Ghanbarzadeh, N. Hozarmoghadam
Submitted to Risk Management and Insurance Review, 2024
    Investigating the level of awareness of UBI car insurance
A. Hamzeh, M. Ghanbarzadeh
Submitted to Journal of Investment Knowledge, 2024 (In Persian)
    Investigating the impact of some Islamic financial, economic, and innovation indicators on GDP in selected countries
A. Hamzeh, M. Ghanbarzadeh    
Submitted to Journal of Islamic Accounting and Business Research, 2024
    Spatial Modeling of cliams in third-party car insurance of Iran with the help of copula function
V. Tadayon, M. Ghanbarzadeh
Submitted to Journal of Insurance: Mathematics and Economics, 2023

Research Projects
    Studying the rating and risk management systems of group health insurance
Insurance Research Center, 2024, Tehran, Iran
    Investigating the Possibility of Implementing Car Usage-Based Insurance (UBI) in Saman Insurance Company
Insurance Research Center and Saman Insurance Company, 2023, Tehran, Iran
    Economic redesign of the Pension Funds
Insurance Research Center, 2023, Tehran, Iran
    Examining the new activity models of medical insurance companies in the world (managed care systems)
Insurance Research Center, 2024, Tehran, Iran
    Study and review the role and applications of blockchain in the development of life insurance
Insurance Research Center and Saman Insurance Company, 2024, Tehran, Iran
    Preparation of multi-decrement life table for the Iran's insurance industry
Insurance Research Center, 2024, Tehran, Iran
    Identifying and categorizing the types of risks of research projects and providing solutions
Insurance Research Center, 2024, Tehran, Iran
    Examining the experience of selected countries in life tables used in life insurance and annuity
Insurance Research Center, 2023, Tehran, Iran
    Determining the features and levels of supplementary health insurance and estimating consumers' willingness to pay
Insurance Research Center and Dey Insurance Company, 2023, Tehran, Iran
    Investigating the surrender of cash-value life insurance and analyzing the factors affecting it
Insurance Research Center, 2022, Tehran, Iran
    Accelerated underwriting processes in life insurance
Insurance Research Center, 2022, Tehran, Iran
    A review of blockchain applications in life and health insurance
Insurance Research Center, 2022, Tehran, Iran
    Customer loyalty indicators in life insurance
Insurance Research Center, 2022, Tehran, Iran
    Securitization of life insurance
Insurance Research Center, 2022, Tehran, Iran
    Review and evaluation of Joint life insurance and its expansion in Iran
Insurance Research Center, 2021, Tehran, Iran
    Examining solutions to reduce the impact of inflation on life insurance
Insurance Research Center, 2021, Tehran, Iran
    The effects of the spread of the corona virus on the economy and the insurance industry of the world and Iran (report of the fourth quarter of 2020)
Insurance Research Center, 2021, Tehran, Iran
    Requirements for determining the technical interest rate in life insurance products
Insurance Research Center, 2020, Tehran, Iran
    The effects of the spread of the corona virus on life insurance; Challenges and solutions
Insurance Research Center, 2020, Tehran, Iran
    Types of life insurance and the challenges of its development in Iran with the approach of non-savings life insurance
Insurance Research Center, 2019, Tehran, Iran
    Examining the results of payment of legal fees for third party car insurance
Insurance Research Center, 2017, Tehran, Iran

Books
    Life Insurance: Basic Principles and Concepts (in Persian)
F. Atatalab, M. Ghanbarzadeh
Insurance Research Center, 2023, Tehran, Iran.
    Big data for insurance companies (Marine Corlosquet-Habart and Jacques Janssen, Trans.)
M. Ghanbarzadeh, N. Hozarmoghadam, A. Hamzeh
Insurance Research Center, 2023, Tehran, Iran.  
    Long-term care in Europe (Ulrich Becker and Hans-Joachim Reinhard, Trans.)
N. Hozarmoghadam, A. Hamzeh, M. Ghanbarzadeh
Insurance Research Center, 2023, Tehran, Iran.  
    Improving the Takaful Sector in Islamic Countries (COMCEC Coordination Office, Trans.)
Y. Mahmoodian, M. Ghanbarzadeh
Insurance Research Center (In Press), 2023, Tehran, Iran.
    Book Chapter “Analysis of Acceptance’s Level of Takaful Products in Iran” in Islamic Sustainable Finance, Law and Innovation
M. Ghanbarzadeh, A. Hamzeh, N. Hozarmoghadam
Springer Nature Switzerland, 2023.
    Book Chapter “Analysis of Acceptance’s Level of Takaful Products in Iran” in Islamic Sustainable Finance, Law and Innovation
A. Hamzeh, M. Ghanbarzadeh
Springer Nature Switzerland, 2023.
    Natural Catastrophes Insurance Cover. A Diversity of Systems (Consorcio De Compensacion De Seguros, Trans.)
A. Hamzeh, M. Ghanbarzadeh, N. Hozarmoghadam, F. Banimustafa Arab
Insurance Research Center, 2023, Tehran, Iran.
    Competing Risks and Multistate Models with R (Jan Beyersmann, Arthur Allignol and Martin Schumacher, Trans.)
Sh. Shoaee, M. Ghanbarzadeh
Insurance Research Center, 2023, Tehran, Iran.

Conference Paper
    Data Mining Application in Churn Prediction of Life Insurance Customers
The 8th FINACT-IRAN International Conference on Financial and Actuarial Mathematics, Kharazmi University, Iran, 2023
    Investigating the impact of Islamic financial development and insurance on economic growth
The 30th National (11th International) Insurance and Development Conference, Insurance Research Center, Iran, 2023 (In Persian)
    Investigating the impact of Islamic Financial Development and Innovation on Takaful
The 30th National (11th International) Insurance and Development Conference, Insurance Research Center, Iran, 2023
    Takaful: pricing risk contribution of general takaful by spatial modeling of frequency and severity of claims
The 30th National (11th International) Insurance and Development Conference, Insurance Research Center, Iran, 2023
    Evaluation of the level of awareness and acceptance of takaful products in Iran
The 29th National (10th International) Insurance and Development Conference, Insurance Research Center, Iran, 2022 (In Persian)
    Investigating factors affecting the demand for takaful insurance in Iran and prioritizing it
The 29th National (10th International) Insurance and Development Conference, Insurance Research Center, Iran, 2022 (In Persian)
    Analysis of insurance performance in Iran’ provinces using hierarchical clustering
16th Iranian Statistics Conference, Mazandaran University, Iran, 2022
    Analysis of Acceptance’ Level of Takaful Products in Iran
10th ASEAN International Conference on Islamic Finance, Malaysia, 2023
    Identifying and ranking factors affecting the demand for Takaful insurance in Iran
10th ASEAN International Conference on Islamic Finance, Malaysia, 2023
    Joint life insurances; calculation of insurance premiums and common death probabilities in the country's insurance industry
Second Iranian Actuarial Conference, Shahid Beheshti University, Iran, 2022
    Digital transformation in the development of life insurance; Identification of required actions and requirements
The 28th National Insurance and Development Conference, Insurance Research Center, Iran, 2022
    Modelling Joint Annuity Insurance using Kernel Copula
The 6th seminar on copula theory and its applications, Alzahra University, 2021
    Investigating the effectiveness of life insurance in the face of the Covid-19 pandemic
The 27th National Insurance and Development Conference, Insurance Research Center, Iran, 2021
    Combination of Wavelet Transform and Artificial Neural Network with Prediction Purpose
M Ghanbarzadeh
The Second National Congress on Mathematics and Statistics, Gonbad Kavoos University, Iran, 2019
    A Survey on Data Mining Methods for Customer Churn Prediction in Insurance Industry
M Ghanbarzadeh, H Asma
The 6th FINACT-IRAN National Conference on Financial and Actuarial Mathematics, IPM, 2019
    A Novel Prediction Method for Non-stationary Time Series Using SSA and Wavelets
M Ghanbarzadeh, M Aminghafari
13th Iranian Statistics Conference, Kerman University, Iran, 2016
    Prediction of High Dimensional Data Using Wavelets and Principal Components Analysis
M Ghanbarzadeh, M Aminghafari
First International Workshop on Big Data Mathematical and Statistical Tools …, Amirkabir University of technology, Iran, 2016
    Multiscale SSA Prediction of Non-stationary Time Series
M Ghanbarzadeh, M Aminghafari
14th Workshop on Probability and Stochastic Processes, Institute for Advanced Studies in Basic Sciences, Iran, 2013
    Hypothesis Testing of Periodically Correlated Processes by Wavelet Cyclic Autocorrelation and Subsampling Methodology
M Ghanbarzadeh, M Aminghafari
8th IMS World Congress on Probability and Statistics, Bernoulli Association and American Center for Mathematical Statistics, Istanbul, 2011
    Consistency of Subsampling Estimator for Wavelet Cyclic Autocorrelation of Periodically Correlated Processes
M Ghanbarzadeh, M Aminghafari
11th Iranian Statistics Conference, Iran University of Science and Technology, Iran, 2011
    A New Representation for Periodically Correlated Processes Based on Wavelet Function
M Ghanbarzadeh, M Aminghafari
10th WorkShop on Probability and Stochastic Processes, Mazandaran University, Iran, 2011
    The Comparison of Skewed Stable Distributions with Skew Stable Distributions
M Ghanbarzadeh, A Mohammadpour
10th Statistics Conference, Tabriz University, Iran, 2009

Honor and Awards
    Top researcher of Insurance Research Center, 2022.
    Top leader of the specialized desk of the Insurance Research Center, 2021.